Premium Healthcare Solutions for Y Realty Agents & Their Families
Getting the coverage you need at a price you can afford can be tough. Choosing the right health plan can feel overwhelming. Y Realty is committed to delivering the best for our agents
take the next step with confidence!
Strategic Insurance Consultants will work with you to help identify the plans that best meet the needs of you and your family. By scheduling a consultation, you’ll be able to speak directly with someone knowledgeable about the industry, who understands the ins and outs of the variety of plans available.
Solutions to Meet Your Needs
As part of the Y Realty community, you have access to Y Realty Benefits, a selection of insurance plans at affordable rates with independent contractors in mind. The chart below offers a brief description of the various plans available. We recommend you schedule time with a healthcare concierge to best determine the plan that meets your needs.
Choose between Major Medical or Healthshare plans.
major medical
Major Medical health insurance is a type of health insurance that covers a broad range of healthcare services to protect you from high medical costs. It typically includes coverage for hospital stays, surgeries, doctor visits, prescription medications, and preventive care. This insurance is designed to help pay for both routine and unexpected medical expenses, ensuring that you have financial support when you need significant medical treatment.
LifeX Plans
The plan was designed to offer protection for unforeseen events that could make a financial impact.
Anthem Network Plans
CIGNA Network Plans
PHCS Network Plans
Limited Medical Benefit Plans
Choose Your Network
Vault Captive Plans
This plan was designed for occasional for unforeseen events such as surgery or illness only.
PHCS Network Plans
Nationwide PPO Network
healthshare plans
Healthshare plans are a typically lower cost coverage alternative that involve members contributing money to cover each other's medical expenses, often with specific eligibility criteria and exclusions based on the organization's guidelines.
healthshare co-pay
The Co-Pay Plan has low Co-Pays for services such as doctor office and specialist visits, preventative care with no deductible to be met. This design is for individuals and families that have the occasional doctor visits and want the peace of mind knowing they are protected for the unforeseen events.
Doctor / Specialist Visits
Preventative Care
Nationwide PPO Network
healthshare HSA
The HSA Plan was designed to offer a level of protection for the unforeseen events such as surgery, prolonged hospital stays, cancer, or any illness that could make a financial impact. This plan does offer preventative coverage and an HSA. .
HSA
Catastrophic Coverage
Telemedicine Coverage
Start Protecting Your Health Today
Y Realty Benefits is open to all licensed real estate professionals and can sign up at any time—no need to wait for an Open Enrollment period! Throughout this site, you’ll notice that our benefits partner, Strategic Insurance Consultants, has selected a variety of vendors to meet your insurance needs.
To easily enroll, we recommend you schedule a consultation with a Strategic Insurance Consultants advisor. Follow the steps below to get started:
Review the plan details and consider your needs.
Schedule time with a healthcare concierge to discuss your options.
Enroll in healthcare coverage at any time.
What is the difference between Healthshare and Major Medical plans?
Major Medical insurance plans are traditional health insurance policies offering broader coverage with regulated standards and premium payments. Healthshare plans are a typically lower cost insurance coverage alternative that involve members contributing money to cover each other's medical expenses, often with specific eligibility criteria and exclusions based on the organization's guidelines. The choice between the two depends on individual preferences and needs.
Contact a healthcare concierge to determine which type of plan is best for you!
Exclusive Coverage Selection with Affordable Options You Won't Find Elsewhere
In the same way we help our agents better prepare for their financial futures, Y Realty Benefits gives agents the resources they need to better safeguard their health and that of their families. Similar to what corporate companies provide for their employees, we’ve partnered with a nationwide plan provider with options designed for small businesses and independent contractors able to provide higher quality plans at lower rates.
Better rates that are 25-35% cheaper than the rates available in your state Health Insurance Marketplace.
Better coverage due to Preferred Provider Organization (PPO) and Healthshare offerings versus the Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) plans provided by the Affordable Care Act (ACA).
This means you have access to healthcare providers throughout the country for significantly less than you would pay on your own!
Getting the coverage you need at a price you can afford can be tough. Choosing the right health plan can feel overwhelming. Strategic Insurance Consultants is committed to delivering the help you need.
Address
41 Waverly Court
Wading River, NY 11792